Citi Custom Cash® Card

Citi Custom Cash® Card: Key Features and Benefits
  • Welcome Bonus: Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening.
  • Annual Fee: None
  • Earning Rates:
    • 5% cash back on purchases in your top eligible spending category each billing cycle (up to the first $500 spent, then 1%)
    • 1% cash back on all other eligible purchases
  • Intro APR:
    • 0% intro APR on purchases for 15 months
    • 0% intro APR on balance transfers for 15 months (when completed within 4 months of account opening)
  • Other Benefits:
    • Citi ThankYou® Rewards program
    • Limited-time offer: Earn 4 ThankYou Points per $1 spent on hotel, car rental, and attractions (excluding air travel) through the Citi TravelSM portal (valid through 6/30/2025)
This card is best for:
  • Individuals who want a simple and personalized cash back card that adapts to their spending habits.
  • Consumers who spend consistently in one or two categories each month.
  • Those seeking a no-annual-fee card with a 0% intro APR period for financing or debt consolidation.

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